MidPoint
πŸ›‘οΈ Secure access control

The safe middle for every online deal .

Found a seller on WhatsApp, Instagram or Jiji? Don't pay directly. Midpoint holds the money until you confirm your item, so nobody gets burned.

₦184M+ Safely held & released
12,400+ Completed transactions
8 hrs Buyer inspection window
Buyer
MidPoint
Seller
Three simple steps

From "is this seller legit?" to done deal.

Midpoint isn't a marketplace. Find your buyer or seller anywhere, then bring the payment here.

1

Create the transaction

The seller lists the item, price and delivery option, then shares a secure invite link with the buyer.

2

Buyer pays Midpoint

The buyer pays into Midpoint's secure hold, not the seller's account. The seller ships knowing the money is real.

3

Inspect, then release

The buyer gets 8 hours to inspect. Accept the item and funds go to the seller instantly, or open a dispute.

Why Midpoint

Built for how Nigerians actually buy and sell.

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No "pay before delivery" fear

Money only moves when both sides are protected.

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Dispatch confirmation

Sellers arrange their own delivery and mark the item as dispatched, so you always know when it's on the way.

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8-hour inspection

Open the box, test it, be sure before a single naira is released.

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Fair dispute resolution

If something's wrong, our resolution team steps in with evidence from both sides.

Featured businesses

Verified sellers who trade the safe way.

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Verified businesses will appear here automatically.
Testimonials

People sleep better with Midpoint.

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β€œI sell wigs on Instagram. Buyers used to vanish after 'I'll transfer now now'. With Midpoint I ship only when the money is already held. Game changer.”
AB
Adaeze Bello Crowned Hair Empire, Lagos
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β€œBought a UK-used laptop from a seller in Ibadan. The inspection window let me test everything before the money was released. Both of us were calm.”
KO
Kunle Ogunleye Buyer, Abeokuta
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β€œI dispatch with my own rider and mark the item as dispatched. The buyer gets notified instantly, and I know the payment is already protected.”
TU
Tunde Usman Electronics seller, Ikeja
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β€œThe seller and I had never met before, but the Midpoint flow made the transaction feel structured. I could inspect the item before confirming release.”
CN
Chiamaka Nwosu Buyer, Ibadan
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β€œMy customers are more comfortable paying because they can see that the money is protected while I prepare and dispatch their order.”
FA
Fatima Abdullahi Fashion seller, Abuja
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β€œI liked that payment confirmation, dispatch and acceptance were all clear. There was no need to keep asking whether the seller had seen my transfer.”
EO
Emeka Okafor Buyer, Enugu
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β€œMidpoint gives both sides a process to follow. I can focus on packing the order instead of worrying about fake payment alerts.”
BA
Bisi Adeyemi Beauty seller, Lagos
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β€œThe product arrived as described and I confirmed it after checking everything. The whole transaction was easy to understand from start to finish.”
SM
Sani Musa Buyer, Kaduna
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β€œCustomers who are buying from me for the first time feel more confident when I send them a Midpoint transaction link.”
IE
Ifeoma Eze Accessories seller, Port Harcourt
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β€œThe biggest difference for me is that I do not have to choose between trusting a stranger and walking away from a good deal.”
DA
David Akinola Buyer, Lagos
FAQs

Questions people ask before their first deal.

Is Midpoint a marketplace?
No. We don't list or sell products. You find your buyer or seller anywhere β€” WhatsApp, Instagram, Jiji, Facebook Marketplace, referrals β€” and use Midpoint only to protect the payment.
Who pays Midpoint's fee?
The seller pays a 5% service fee, deducted from their payout. Buyers pay nothing to Midpoint β€” only the product price agreed with the seller. Delivery is arranged directly between buyer and seller, so any delivery cost is settled between you β€” Midpoint doesn't charge or collect it.
What happens during the 8-hour inspection?
Once the item is delivered, the buyer has 8 hours to inspect it and either accept the item or open a dispute. If the buyer does nothing, funds are released automatically when the inspection window closes.
What if the item isn't as described?
Open a dispute before the inspection window closes. Both parties submit evidence β€” photos, chat records and delivery proof β€” and our resolution team reviews the case.

Buy with confidence. Sell with confidence.

Your next online deal doesn't have to be a gamble. It takes 2 minutes to create your first secure transaction.

Create free account